Vision Credit Education, Inc.

Vision Credit Education, Inc. is conveniently located in west Raleigh. In addition to providing debt consolidation for credit cards, we help our clients improve their credit and plan for asset growth. Part of the reason for our success is that our highly trained financial counselors understand how to help you out of some of the toughest financial jams.

Our Consolidation Plan

By partnering with Consumer Credit Counseling Service of Greater Denver, we bring you some of the most knowledgeable and reputable allies in credit counseling. That way, you may always get the face-to-face counseling you need as well as benefit from the lower interest and reduced payments that are available for eligible consumers.

Most major credit card issuers provide lower payments when you enroll in a debt management program. This is made possible because they tend to lower the interest substantially for cardholders that commit to the program. That way, more of your money goes toward the principal even though your monthly payment is lower than before.

Our program is a bit different than others. For one, we do not charge you for counseling. That means you may meed with an Accredited Financial Counselor for an hour or more without charge. If you need to join the debt management program, you only pay a nominal fee of up to $29 each month. There is no set-up fee either.

Face-to-Face Counseling Option

We provide credit counseling on a private and confidential basis. Your friends, neighbors and coworkers need not know about your financial situation. Even your family members must have your permission before we can disclose private information that you discuss with us.

It’s very simple. Call and make an appointment so that you can meet directly with one of our Accredited Financial Counselors. Bring all of your bills so that we can gain an understanding about the types of debt and your current situation. We will even help you prepare a budget to see what your monthly capabilities include.

If you are able to make a few adjustments in your monthly habits, you might be able to improve your situation on your own. We can coach you on that. If you qualify for a debt management program, then you can consolidate all of your credit card debts into a single monthly payment, one that is likely a fair amount less than you are currently paying.

In some situations, you might be in an unreversable situation that requires more drastic measures. Even then, we will coach you on what options are available as well as help you understand those options.

To schedule your free counseling session, call us at 919-338-0882. Our office is conveniently located near Interstate 40 and the Interstate 440 beltline in West Raleigh. We look forward to your visit!