Eliminate Debt, Build Credit
Vision Credit Education, Inc. provides financial counseling programs that help you eliminate debt and build credit. We are highly trained to help you assess your financial situation, review options and provide you with the feedback you need to make a good decision.
We help you understand how credit works, why it is important and what you can do to protect it. From establishing credit to repairing credit, we show you how you can build a strong credit history.
For example, higher interest rates might interfere with your ability to pay off your debt. Higher payments might be difficult to afford. Even fees can jeopardize your ability to stay current.


Find out how to fix all three problems. We can show you how creditors are willing to permanently lower your interest rates, lower your payments and even waive fees. In fact, most major credit card companies financially support a program that does exactly that.
If you do not qualify for benefits through a debt management program, we can still help you with debt repayment strategies. Discover why our counseling program can help you eliminate debt and build credit. Welcome to Vision Credit Education!
Recent Articles:
February 1st, 2010 by Kenneth Long
West Virginia Attorney General Darrell McGraw has filed suit against Capital One Bank for what he calls “unconscionable conduct in connection with their credit card lending and collection practices.” In particular, it seems that customers were extended offers of what they thought were new credit card accounts if they agreed to transfer old collection debt previously charged off by Capital One. The amount of new credit was reportedly only $1. Read the rest of this entry »
January 20th, 2010 by Kenneth Long
Hess Kennedy served as a reminder that debt settlement companies hold very large amounts of their customers’ cash. It also showed us that sometimes that cash is siphoned off or spent by company executives rather than being used for promised settlements. In the end, customers received only a 25% refund of their deposits after a court appointed receiver shut down the company. Read the rest of this entry »
November 30th, 2009 by Kenneth Long
The American Association of Debt Management Organizations (AADMO) has been one of the largest trade associations representing various debt relief organizations that provide credit counseling or debt settlement. As such, it came as some shock to hear reports that AADMO plans to disband effective November 1, 2010. Read the rest of this entry »
November 10th, 2009 by Kenneth Long
Bank of America, Capital One and Discover have each pledged to avoid interest rate hikes ahead of the Credit CARD Act. Citibank however has begun raising interest rates on many of its cardholders effective December 20, 2009. Read the rest of this entry »
October 17th, 2009 by Kenneth Long
Recent headlines have placed the 2009 federal budget deficit at $1.42 trillion. They added that it amounts to some $4,700 per man, woman and child in the U.S. While that is high, understand that every man, woman and child does not pay taxes. As a taxpayer, your share is much higher. Read the rest of this entry »