We realize that South Dakotans have fewer options than residents of other states when it comes to credit counseling organizations. It is even more difficult to find credit counseling that is provided by a nonprofit charity.
Vision Credit Education, Inc. is a nonprofit charity that was approved by the Internal Revenue Service using newer, more stringent guidelines. You can bet that the larger companies that advertise on television and through paid internet advertisements are not nonprofit, since the IRS limits these types of marketing for nonprofit organizations.
We recognize that unless you live in Sioux Falls or Rapid City, you probably cannot meet with a counselor face-to-face. While it is normally recommended to meet face to face with a counselor, our Accredited Financial Counselors can still provide a high quality counseling session with you over the phone.
You may call us weekdays from 8:00 am to 5:00 pm Central (7:00 am to 4:00 pm Mountain). Just gather your latest statements and call toll-free 1-800-379-4720. You may also receive a quote online if you are simply researching different agencies or are looking for help after hours.
If you have been struggling with debt, then it might be time to break free from this cycle of finance charges and debt balances that resist getting paid off. Find out how there might be other options and strategies that you may not have considered that can help you more quickly lower interest rates and payments on your credit cards so that you may eliminate their balances sooner.
