Housing counseling helps you gain, maintain and keep your most valuable asset–your home. Find out options available to help you with all aspects of homeownership. Our programs include:
- Mortgage Qualification: Get the facts on what it takes to become a homeowner. You may attend a free course created by Freddie Mac and find out about down payment assistance that may be available from the state or your local municipality.
- Foreclosure Avoidance: You may benefit from different options available through mortgage delinquency or default resolution counseling. Find out how to keep your home, or find a way out of it while minimizing losses.
- Reverse Mortgage: Understand what a Home Equity Conversion Mortgage (HECM) is, how to qualify, and the pros and cons of getting a reverse mortgage. It could provide needed income in your later years.
Housing counselors at Vision Credit have been certified by The Association of Housing Counselors and the North Carolina Housing Finance Agency. Find out what your choices are before talking to a mortgage broker.