Vision Credit Education, Inc.

Your Nonprofit Credit Counseling Organization

Enroll Now

You’re almost there! Get relief from your high interest debt by reviewing your situation with an Accredited Financial Counselor.

You may also speak with an Accredited Financial Counselor by callingĀ 1-800-379-4720.

The longer you wait, the fewer options you will have. Make sure that you take action before it’s too late!

Benefits available through our debt management program may include:

  • Lower monthly payment
  • Lower interest rates and late fee relief
  • Automatic consolidated payment
  • Rebuild credit while avoiding bankruptcy

One of the most amazing aspects of a debt management program is that it is designed to pay your debt off sooner even though you generally can make a lower monthly payment. The reason is that a much lower percentage of your payment is directed toward finance charges.

If you think about how much of your regular minimum payment goes to finance charges, you will recognize that often more than 85% of your payment is interest. Only a small amount goes toward the principal balance.

Many credit card issuers will cut your interest rates to the point that you can make a lower payment while sending three to five times the original amount toward principal. That is what reduces your balances so much faster. To find out more, contact us at 800-379-4720 or you may utilize the online estimation feature to see how it works.