Did you know that an improved score can reduce your borrowing costs, provide more job opportunities and may even reduce your insurance bills? These can all depend on your credit! The Accredited Financial Counselors at Vision Credit Education can help you raise your credit score.
Our programs combine direct counseling and innovative approaches to provide you with possibilities for improved credit. We can help you:
- understand your credit rating,
- identify the primary factors affecting your credit score, and
- determine which options will best help you improve your credit score.
Understand Credit Rating
If you would like help with your credit report, one of our Certified Credit Report Reviewers can walk through your credit report with you to help you understand what it contains. Don’t let the confusing format frustrate you. We can help!
Identify Factors Affecting Credit Score
We can help pinpoint the individual items that are likely reducing your credit score. Some items affect your credit score more than others. Knowing which ones are the most important can help you decide where to begin.
Determine Options to Improve Credit Score
If your credit score has suffered from negative items appearing on your credit report, we can show you how to dispute those items for free. Inaccuracies must be corrected by credit bureaus once you bring them to their attention.
We can also help you manage your credit card debt, which may be one of the main factors affecting your credit score. In fact, consumers with high levels of credit card debt may find that their credit score can quickly tumble, especially when they are close to maxing out individual credit card accounts.
Even if your score has suffered, it can be improved. Some options may raise your credit score almost immediately, while others may provide gradual improvement over a number of years. Getting started today can help you get there that much sooner!
