Vision Credit Education, Inc.

Your Nonprofit Credit Counseling Organization

Latest Trends in Credit Scoring

Vision Credit tracks the trends in credit reporting and scoring as they develop. Find out what the newest trends are and how those changes might impact you.

FICO Scoring Trends

Changes to FICO-based risk scoring models are initiated by Fair Isaac Corporation. These changes then filter down into the mainstream credit scoring products developed by Experian, Trans Union and Equifax. Here are the latest developments on FICO scoring trends:

FICO 08 Delays Extend Piggybacking [April 13, 2008]

Regulation Z to Change this Spring [February 28, 2008]

FICO 08 Changes [January 15, 2008]

Alternative Credit Scoring Trends

See the latest news from the development of alternative credit scoring models that utilize tenant history as well as utility payments and other non-traditional forms of credit information.

Alternative Credit Scoring Stalled [March 21, 2008]