Vision Credit Education, Inc.

Your Nonprofit Credit Counseling Organization

TransRisk Score


A TransRisk score is a consumer product marketed by TransUnion which simulates a consumer’s FICO score.


A TransRisk score is not an actual FICO based score. Instead, it is simply a consumer credit score marketed by TransUnion on its website.

The TransRisk score is different from the TransUnion score, which is marketed at It isĀ also not FICO based.

The credit scoring product that TransUnion provides to lenders is known as the Empirica score.