Comments on: Seasoned Trade Line

By: Steps to Establish Credit | Vision Credit Education, Inc.

Steps to Establish Credit | Vision Credit Education, Inc. — Fri, 31 Oct 2008 14:40:14 +0000

[...] takes at least 2 years before credit accounts are considered seasoned. Applying for a car loan or home mortgage may still be difficult prior to reaching this point in [...]

By: Can Credit Counseling Affect Credit? | Vision Credit Education, Inc.

Can Credit Counseling Affect Credit? | Vision Credit Education, Inc. — Thu, 23 Oct 2008 14:14:15 +0000

[...] For older accounts, the impact could be more, such as if you had a major credit card account open for many years. For accounts that you have had open for less than 2-3 years, the impact is negligible since the accounts are not considered to be seasoned. [...]

By: Closing Credit Card Accounts Reduces Credit Scores - Vision Credit Education, Inc. - Your Nonprofit Credit Counseling Organization

Tue, 24 Jun 2008 19:28:41 +0000

[...] biggest scoring drops occur when your account is seasoned and you have a long positive payment history on that account. You will still benefit from the [...]