Definition
PLUS Score is a credit score product offered by Experian directly to consumers.
Analysis
The PLUS Score is the credit score that Experian offers to consumers. The PLUS Score is not a FICO score, but is instead based on a credit risk scoring model created by Experian.
The PLUS Score differs from the credit score that most lenders use in determining a consumer’s creditworthiness. Instead, lenders typically will see the Experian/Fair Isaac Risk Score, which is based on the classic FICO score model and tweaked internally by Experian.
