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	<title>Comments on: Hard Inquiry</title>
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		<title>By: Store Cards Not Worth Discounts &#124; Vision Credit Education, Inc.</title>
		<link>http://www.visioncredit.org/credit-counseling/credit-score-information/credit-definitions/hard-inquiry/comment-page-1/#comment-1438</link>
		<dc:creator>Store Cards Not Worth Discounts &#124; Vision Credit Education, Inc.</dc:creator>
		<pubDate>Fri, 09 Jan 2009 18:27:52 +0000</pubDate>
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		<description>[...] a new store card account will cause a hard inquiry to be applied to your credit report. It can lower your credit score anywhere from 1 to 5 points [...]</description>
		<content:encoded><![CDATA[<p>[...] a new store card account will cause a hard inquiry to be applied to your credit report. It can lower your credit score anywhere from 1 to 5 points [...]</p>
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		<title>By: Steps to Establish Credit - Vision Credit Education, Inc. - Your Nonprofit Credit Counseling Organization</title>
		<link>http://www.visioncredit.org/credit-counseling/credit-score-information/credit-definitions/hard-inquiry/comment-page-1/#comment-216</link>
		<dc:creator>Steps to Establish Credit - Vision Credit Education, Inc. - Your Nonprofit Credit Counseling Organization</dc:creator>
		<pubDate>Fri, 13 Jun 2008 16:06:46 +0000</pubDate>
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		<description>[...] either. Reduce the temptation to file multiple loan applications when one is denied. Multiple hard inquiries can further reduce your credit [...]</description>
		<content:encoded><![CDATA[<p>[...] either. Reduce the temptation to file multiple loan applications when one is denied. Multiple hard inquiries can further reduce your credit [...]</p>
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