Comments on: Credit Utilization Rate

By: How Much is Too Much Available Credit? | Vision Credit Education, Inc.

How Much is Too Much Available Credit? | Vision Credit Education, Inc. — Tue, 25 Aug 2009 18:55:38 +0000

[...] by Craig Watts, spokesperson for Fair Isaac Corp. Secondly, any lost credit will increase your credit utilization rate which dominates the “total balance” portion of the credit scoring formula. That portion [...]

By: FICO Score Still Relevant With Credit Limit Reductions | Vision Credit Education, Inc.

Wed, 01 Jul 2009 16:21:58 +0000

[...] credit utilization rate is a calculation that shows the percentage of your revolving credit that you have used. A card with [...]

By: Lower Credit Limits Can Cause Scores to Plummet | Vision Credit Education, Inc.

Fri, 20 Feb 2009 20:11:44 +0000

[...] scores depend heavily on your credit utilization rate, which is a calculationn that shows how much of your available credit you are actually using. For [...]

By: Can Credit Counseling Affect Credit? | Vision Credit Education, Inc.

Can Credit Counseling Affect Credit? | Vision Credit Education, Inc. — Thu, 23 Oct 2008 14:17:38 +0000

[...] effect is your credit utilization rate. This is a determination of the percentage of unsecured credit that you are using. If you are using [...]

By: Maxing Out Credit Cards Lowers Credit Score - Vision Credit Education, Inc. - Your Nonprofit Credit Counseling Organization

Mon, 07 Jul 2008 21:42:36 +0000

[...] how much you are relying on your credit to meet short-term financial needs. This is known as your credit utilization rate, which is measured as a percentage of total revolving credit balances that you have [...]