The Accredited Financial Counselors at Vision Credit Education constantly evaluate credit scoring models to identify changes in the formulas as well as emerging trends. We help people just like you understand how credit scores are calculated, what items can affect your credit scores and the approximate impact of certain credit use on your credit scores.
Credit Definitions
If you have a question about what a credit item is, we have provided definitions of credit terms to help explain exactly what these items are. Additionally, you may find relevant facts and related links from each term.
Credit Impact
Find out how certain consumer behaviors can impact your credit. We compile the information released by Fair Isaac Corporation and include our own experiences to show you how your scores might change.
Credit Scoring Changes
See the latest trends in credit scoring, including FICO scoring updates and industry changes. Get the information you need to improve and maintain your credit scores when scoring models change.
