Comments on: Chase Raises Minimum Payments, Adds Service Fee

By: Lew

Lew — Fri, 15 Jan 2010 16:40:24 +0000

Chase is now changing terms on the BLP takers, they converted their CC debt to secured debt and now they are screwwwwed!

By: Jen313

Jen313 — Fri, 04 Dec 2009 22:45:41 +0000

Continuing to make payments through the BLP for 0% APR. Thought I had to do automatic payments, but I’ve been paying online when I choose to during the month. So, everything’s going as I was told it would.

By: Lily

Lily — Tue, 03 Nov 2009 00:20:56 +0000

Are major banks behaving like Super Villain organizations from all those spy movies?

http://www.youtube.com/watch?v=IpHN45Hvpr0

By: Jen313

Jen313 — Thu, 29 Oct 2009 04:05:01 +0000

Got a letter from a woman at the Chase executive office stating my new payment amounts and 0% interest for 60 months through the BLP. So far so good…

By: b

Fri, 16 Oct 2009 12:09:47 +0000

Oh, for Pete’s sake, now they want to canonize Jamie

http://news.yahoo.com/s/usnews/themanwhocouldsalvagewallstreet

By: Jen313

Jen313 — Fri, 16 Oct 2009 00:07:27 +0000

Well…guess what? The Chase exec did call me back on Tuesday. She talked to the Hardship Department and they were willing to lower my payments on both my Chase accounts. My $355 one will now be $305 and my $228 one will be $195, so a total savings of $83/month (from $583/month to $500), which is SORELY needed right now. Plus, and here’s the kicker, they’re lowering my APR from 6% to 0%!!! I was hoping for 2%, like some of you here got, but I was really just grasping at straws to see if I could get anything lower. So, yeah, I’m pretty excited about it!

Seems too good to be true, so we’ll see what the paperwork says when I get it in the mail, but I’m pretty pleased that all my hard work (i.e., “complaining”) actually got us somewhere. I had just about given up when I got that call from the Chase exec saying that they got my complaint from the OCC. So, DON’T GIVE UP! Even if you’re already enrolled in the Balance Liquidation Program, like me, keep trying if you don’t think your new APR is fair/ higher than you were paying before.

So, in 59 months (since I already made one payment on the program), I won’t owe Chase anything…paying only principal and NO interest!

I’ll post again after I receive the new paperwork…

By: Jen313

Jen313 — Thu, 08 Oct 2009 23:16:38 +0000

I called Chase AGAIN last week to tell them that my expenses have gone up and my income down, to see if I could get a lower APR through my BLP (I got 6%). I got a very nice lady but she was locked out of that part of the system, and was only able to help me with changing our due dates. I asked if there was anyone else who could help me and she said no.

Also, almost a month ago, I complained to everyone I could (FTC, OCC, AG, House Reps, etc.). Well, yesterday I got a voicemail from someone at Chase’s executive office, saying that they received a complaint from me through the OCC. I called her back and left her a voicemail, because she had already left for the day. I called again this morning and spoke to her. She was very nice and expressed concern over the situation, but really just called to acknowledge that they received my complaint, which must just be something that they legally have to do. The only alternative she gave me was that 7.99% APR offer for 2 years, to which I said, that was UNACCEPTABLE. I mentioned that I had never defaulted and now my APRs have been doubled. Not until I mentioned that our expenses had increased and our income decreased since enrolling in the BLP did she offer any assistance. She said she would contact the hardship departmant and see what she could do, and get back to me on Mon/Tues (10/12 or 10/13). She didn’t ask me for any new figures, so I don’t know what’s gonna happen at this point. Maybe she’ll have a hardship rep on the line when she calls back.

So, that’s what’s going on right now with me. Believe me, I’m not taking any of this lying down.

By: CompletePoint Blog » Blog Archive » Chase Credit Cards

CompletePoint Blog » Blog Archive » Chase Credit Cards — Sat, 03 Oct 2009 16:49:17 +0000

[...] recently updated their card user agreements to address new or upcoming government regulations being imposed upon the banking/credit card [...]

By: M

Sat, 26 Sep 2009 21:24:39 +0000

See the new Chase protest video at:

http://www.youtube.com/watch?v=LaCpi0m1wew&feature=channel_page

By: Jamie Dimons' conscience

Jamie Dimons' conscience — Wed, 23 Sep 2009 16:59:37 +0000

Here’s the scoop: JPMChase’s stock price has skyrocketed recently, mainly on the backs of the consumers they screwed, like us, and it makes me absolutely sick. They should be going bankrupt and begging for mercy, not reporting record profits after the BS they’ve been pulling. It’s just plain wrong, and we need to collectively rectify that.

I think it’s time to spread rumors about Chase going belly up…let’s see if we can drive their stock down to zero and kick those SOBs to the curb. I want to see Jamie Dimon crying to the media to squelch rumors of their demise…

Oh, and did you know that via the Chase corporate website, you can request vast amounts of printed material (annual reports and the like) to be sent to, well, anyone – including ALL of Chase’s execs – just type in their name, a disparaging title, and their corp office address, and they’ll spend oodles of money printing and mailing crap to themselves! Can you say “corporate waste?”

Here’s where you order it:
http://investor.shareholder.com/jpmorganchase/investorkit.cfm

Here’s where to send it:
(Executive Name Here)
Chief Theft Officer (or similar fun title)
JPMorgan Chase & Co.
270 Park Avenue
New York, NY 10017-2070
212-270-7325

Oh, how I loathe those bastards…