Vision Credit Education, Inc.

Event Date: Monday – Thursday, October 20 – 23, 2008

(Raleigh, NC) The Wake County Supportive Housing Program is holding another Ready to Rent workshop series for those seeking acceptable housing. The workshops will be held at Hollenden Place Apartments in Raleigh, NC. Read the rest of this entry »

Event Dates: Monday – Thursday, November 10-13, 2008

(Raleigh, NC) The South Wilmington Street Center is hosting its next Ready to Rent workshop series as a project of Wake County Supportive Housing. The workshop will help those who have had a difficult time renting an apartment, even with a history of evictions or bad credit. Read the rest of this entry »

A friend of mine recently pointed out the flawed argument held by many that the Clinton administration was responsible for the current financial crisis. He noted that the 1999 NY Times Article that blamed the crisis on government and shareholder pressures on Fannie Mae and Freddie Mac inaccurately assumed that the Community Reinvestment Act (CRA) measures were to blame. Read the rest of this entry »

Event Dates: Each Monday in October

(Raleigh, NC)  Wake County Human Services is holding its next Ready to Rent workshop series on Mondays in October from 6:30 pm to 9:30 pm. This program of the South Wilmington Street Center is geared to help those with troubled rental histories find acceptable housing. Read the rest of this entry »

Before one can understand what a yield spread premium, or YSP, is, it’s important to be familiar with a yield spread. In consumer loans, a yield spread is the difference between the percentage rate a consumer actually pays on a loan and the percentage rate that consumer’s credit allows them to pay on that same loan. For example, if a consumer pays a rate of 6.75% on a loan but has good enough credit to only pay 6.25% on that loan, the yield spread for that particular loan is 0.5%. Read the rest of this entry »