Vision Credit Education, Inc.

Your Nonprofit Credit Counseling Organization

Archive for the 'Debt Management' Category

Debt Settlement vs Bankruptcy

February 5th, 2009 by Kenneth Long

If you are drowning in debt, then you might be struggling with determining whether you should seek debt settlement or bankruptcy. There are some general rules of thumb that you may wish to consider. Read the rest of this entry »

Category: Bankruptcy, Debt Management | 3 Comments »

Easy Online Debt Consolidation

February 2nd, 2009 by Kenneth Long

Online debt consolidation estimators have become increasingly sophisticated over the years. Vision Credit now provides a powerful online debt consolidation tool that shows you what a likely monthly payment would be on a handful of credit cards and other similar bills. You can get a good faith estimate of what benefits your creditors would likely provide if you are approved for a debt management program. Read the rest of this entry »

Category: Budgeting, Credit Cards, Debt Management | 1 Comment »

Ohio Debt Consolidation

January 14th, 2009 by Kenneth Long

Debt consolidation may seem all but impossible now that Ohio lenders frequently require some of the best credit scores before they will extend credit. This can be nearly impossible if you are in debt, since 30% of the credit scoring formula penalizes you for high debt balances. You may still have consolidation options. Read the rest of this entry »

Category: Debt Management | No Comments »

Ohio Debt Consolidation

December 29th, 2008 by Kenneth Long

Struggling to keep up with monthly payments can be difficult. Consolidating these bills can reduce the stress of repayment. If you are considering debt consolidation, make sure that you choose the right approach. Additionally, you will want to make sure you get help from the right organization serving Ohio. Read the rest of this entry »

Category: Debt Management | No Comments »

Christian Credit Card Debt Help

December 8th, 2008 by Kenneth Long

There is an expectation of debt relief providers that they are a Christian organization. This expectation is that they can be trusted to help you in your time of need. Unfortunately, some companies try to exploit this trust to take advantage of your vulnerable situation. Read the rest of this entry »

Category: Credit Cards, Debt Management | No Comments »