Vision Credit Education, Inc.

Debt can allow you to enjoy things while allowing you to pay them off over time. Debt can also enslave you to the financial institutions willing to lend to you. If the latter sounds more like your situation, consider these 5 ways to eliminate debt. Read the rest of this entry »

In a bid to offset the rising credit card delinquencies, several major credit card issuers have granted newer benefits to customers that complete credit counseling. For the first time in years, several credit card companies are giving credit counselors the ability to lower minimum payments on credit cards even further than before. The goal is that even those that are likely to default may have some hope of getting back on track. Read the rest of this entry »

What do you do when you fall behind on credit card payments? A $100 minimum payment can jump to $239 the following month, $378 at two months late and a whopping $517 at 90 days delinquent. Its no wonder that cardholders tend to default at much higher rates once they miss a payment. There are ways around these higher payments though. Read the rest of this entry »

WRAL announced a story explaining “the secret to consolidating your debt.” What they found was that avoiding debt settlement companies is the secret. Find out why some consolidation options can be a lifesaver while others can put you deeper in debt. Read the rest of this entry »

It sure makes sense that you should put off dealing with debt problems until you feel comfortable about your job security. After all, how can you commit to something if you are unsure about your ability to stick with it? It may sound reasonable to delay dealing with debt until the recession eases, but you actually could be making your situation worse by eliminating options. Read the rest of this entry »