Vision Credit Education, Inc.

Your Nonprofit Credit Counseling Organization

Archive for the 'Credit Cards' Category

Bank of America $5 Debit Card Fees Are Unpopular, But Not Too Unpopular

October 4th, 2011 by Kenneth Long

Bank of America has announced expected monthly debit card fees of $5 beginning in 2012. These fees will be assessed for any month that you utilize your debit card for a purchase. It does not matter if you enter the PIN on a debit transaction or sign for a purchase similar to a credit transaction. Read the rest of this entry »

Category: Consumer Protection, Credit Cards: B of A, Financial News | No Comments »

Re-aging Past Due Credit Card Accounts

July 24th, 2010 by Kenneth Long

When you fall behind on credit card payments, late fees and past due payments can make catching up nearly impossible. It requires that you tighten the belt and send as much money as you can to get caught up. If your payments have become unaffordable though, then you must consider getting help through credit counseling. Their programs include a benefit where many major creditors reset your accounts by re-aging them. Read the rest of this entry »

Category: Credit Cards, Debt Management | 1 Comment »

Bank of America Checking Balances Finally Accurate

May 10th, 2010 by Kenneth Long

One of Bank of America’s better known commercials indicated how quickly a transaction posted to your online banking console. One source of angst for many unsuspecting customers was that many bill payments did not reflect on the “Account Activity” summary even though these were reflected in the “Outgoing Payments” section of online “Bill Pay” for the same day.  Read the rest of this entry »

Category: Consumer Protection, Credit Cards: B of A, Financial News, Saving and Investing | No Comments »

Credit Counseling in Lorain County, Ohio

April 2nd, 2010 by Kenneth Long

Vision Credit Education has been serving the residents of Lorain County since 2005.  We are one of many nonprofit charities that provide credit counseling throughout Ohio. Read the rest of this entry »

Category: Credit Cards, Debt Management | No Comments »

Citi $60 Annual Fee Targets Low Volume Chargers

February 22nd, 2010 by Kenneth Long

Citibank is implementing an annual fee to certain accounts that do not carry a high volume of charges. The goal is to offset some of the lost revenues due to recent credit card legislation. Read the rest of this entry »

Category: Credit Cards, Credit Cards: Citibank | 2 Comments »