Vision Credit Education, Inc.

Debt can allow you to enjoy things while allowing you to pay them off over time. Debt can also enslave you to the financial institutions willing to lend to you. If the latter sounds more like your situation, consider these 5 ways to eliminate debt. Read the rest of this entry »

If you are drowning in debt, then you might be struggling with determining whether you should seek debt settlement or bankruptcy. There are some general rules of thumb that you may wish to consider. Read the rest of this entry »

Many credit card issuers have begun raising interest rates on cardholders that have never been late. In fact, many cardholders claim to have good credit, yet still are facing what they deem unwarranted increases in their interest rates. There is a relatively unknown reason for this high-risk classification however. Read the rest of this entry »

If you are considering bankruptcy, you should remember that it not only affects the amount of debt you have and your ability to repay it, but also your credit report and score. Once you have filed a bankruptcy, there are several steps you should take to minimize the affect of the bankruptcy on your credit score and help your score to rebound as quickly as possible. Read the rest of this entry »

Three years ago, Congress passed a bill that was supposed to reduce the number of personal bankruptcies in the U.S. However, the legislation has had a hard time achieving that amidst the current housing meltdown and credit crunch. Read the rest of this entry »