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	<title>Comments on: Authorized Users Reported Without Piggybacking</title>
	<atom:link href="http://www.visioncredit.org/authorized-users-reported-without-piggybacking/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.visioncredit.org/authorized-users-reported-without-piggybacking/</link>
	<description>Your Nonprofit Credit Counseling Organization</description>
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		<title>By: Kenneth Long</title>
		<link>http://www.visioncredit.org/authorized-users-reported-without-piggybacking/comment-page-1/#comment-8008</link>
		<dc:creator>Kenneth Long</dc:creator>
		<pubDate>Sun, 30 Aug 2009 23:16:16 +0000</pubDate>
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		<description>Dear Arely:

As long as you have good credit and he has none, then you will be in good shape when combining your incomes. You should not have to jump through hoops such as assigning him as an authorized user on one of your accounts. You can do it to help him establish some credit, but the important matter is that there is no bad credit.</description>
		<content:encoded><![CDATA[<p>Dear Arely:</p>
<p>As long as you have good credit and he has none, then you will be in good shape when combining your incomes. You should not have to jump through hoops such as assigning him as an authorized user on one of your accounts. You can do it to help him establish some credit, but the important matter is that there is no bad credit.</p>
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		<title>By: Arely Felix</title>
		<link>http://www.visioncredit.org/authorized-users-reported-without-piggybacking/comment-page-1/#comment-8005</link>
		<dc:creator>Arely Felix</dc:creator>
		<pubDate>Sun, 30 Aug 2009 16:46:26 +0000</pubDate>
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		<description>Me and my Boyfriend want to get a house but he doesn&#039;t have credit and he has really good income....and I have good Credit but i have really low income. What can we do? Is there a way to add my credit and his income?</description>
		<content:encoded><![CDATA[<p>Me and my Boyfriend want to get a house but he doesn&#8217;t have credit and he has really good income&#8230;.and I have good Credit but i have really low income. What can we do? Is there a way to add my credit and his income?</p>
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		<title>By: Kenneth Long</title>
		<link>http://www.visioncredit.org/authorized-users-reported-without-piggybacking/comment-page-1/#comment-2442</link>
		<dc:creator>Kenneth Long</dc:creator>
		<pubDate>Mon, 23 Mar 2009 13:49:28 +0000</pubDate>
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		<description>Card issuers that report authorized users typically do so within 30 days of the addition of that user.

Credit bureaus then have the final word on whether that authorized user benefits from the line of credit on their credit reports. This depends on the credit scoring formula they are using (Note that FICO 08 was not fully embraced by the credit bureaus).</description>
		<content:encoded><![CDATA[<p>Card issuers that report authorized users typically do so within 30 days of the addition of that user.</p>
<p>Credit bureaus then have the final word on whether that authorized user benefits from the line of credit on their credit reports. This depends on the credit scoring formula they are using (Note that FICO 08 was not fully embraced by the credit bureaus).</p>
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		<title>By: whitney</title>
		<link>http://www.visioncredit.org/authorized-users-reported-without-piggybacking/comment-page-1/#comment-2421</link>
		<dc:creator>whitney</dc:creator>
		<pubDate>Sat, 21 Mar 2009 18:42:49 +0000</pubDate>
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		<description>How long does the piggybacking take to show up on the AU credit report.</description>
		<content:encoded><![CDATA[<p>How long does the piggybacking take to show up on the AU credit report.</p>
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