Eliminate Debt, Build Credit
Vision Credit Education, Inc. provides financial counseling programs that help you eliminate debt and build credit. We are highly trained to help you assess your financial situation, review options and provide you with the feedback you need to make a good decision.
We help you understand how credit works, why it is important and what you can do to protect it. From establishing credit to repairing credit, we show you how you can build a strong credit history.
For example, higher interest rates might interfere with your ability to pay off your debt. Higher payments might be difficult to afford. Even fees can jeopardize your ability to stay current.
Find out how to fix all three problems. We can show you how creditors are willing to permanently lower your interest rates, lower your payments and even waive fees. In fact, most major credit card companies financially support a program that does exactly that.
If you do not qualify for benefits through a debt management program, we can still help you with debt repayment strategies. Discover why our counseling program can help you eliminate debt and build credit. Welcome to Vision Credit Education!
Recent Articles:
July 1st, 2009 by Kenneth Long
FICO scores have faced a lot of criticism from consumers that have had their credit limits slashed recently. Most argue that it is unfair that their credit scores drop due to arbitrary credit limit reductions by creditors. However, the higher risk caused by market conditions does justifiably affect your scores, even if the lower score is caused by your creditors dropping your credit limits. While the cause is not necessarily fair to you, here is how it is justified. Read the rest of this entry »
June 23rd, 2009 by Kenneth Long
Chase has had many changes in 2009, some of which have angered certain cardholders that may have been carrying low interest balances for at least 2 years. One change that has been very good for consumers has been the improvement in benefits that Chase is providing through debt management programs. In fact, their benefits are now among some of the best available through credit counseling. Read the rest of this entry »
June 9th, 2009 by Guest
If you own a credit card, you are most likely to be offered a credit card insurance policy as well. But, sometimes, the process adopted by the credit card companies is not very transparent and you keep paying for this insurance without knowing whether you actually have it or not. Considering the fact that the cost of insurance may be somewhere around $30 per month, it is important for you to be aware of credit insurance and what it actually is. Things can be worse if you choose the wrong type of insurance for you. Read the rest of this entry »
June 4th, 2009 by Kenneth Long
Advanta has thrown in the towel on their small business credit card business. Record charge-offs forced an end to the business. Here is how Advanta is responsible for creating its own demise. Read the rest of this entry »
May 29th, 2009 by Kenneth Long
(Raleigh, NC) The Helen Wright Center for Women is hosting a Ready to Rent workshop series from June 8 through June 11, 2009. Vision Credit Education will be providing a special intensive workshop on credit on Day 3 of the workshop series. Read the rest of this entry »
